Forget future money; use today’s money to write your future.
― Jesse Mecham, You Need a Budget
Break the paycheck-to-paycheck cycle
Take the trip you’ve been dreaming about without stressing about the cost or going further into debt
Build an emergency fund
Create a magical Christmas for your family without the January holiday hangover
Whether you are going through the drive-through to pick up a hamburger and fries or clicking “Buy Now” on Amazon, you can spend with confidence—if you know that your spending choices are reflecting your values.
You can set aside money for that upcoming family reunion, knowing that the next time your car needs new tires you won’t have to wipe out that savings—if you know that your saving choices are reflecting your values.
Whatever the money decision, by bringing your values into your budget, you will win. It’s in your day-to-day spending and saving that you breathe life into your values.
But how do you keep those values clear and present?
YNAB
(also known as You Need A Budget)
the budgeting method and software that changes your relationship with money
Hi, I’m Kristen.
I am a YNAB Certified Budgeting Coach. I didn’t used to be a budget nerd … but I’ve seen the power that the right budgeting software can have in helping people use money with peace, ease, and clarity. That’s why I’m here—to help you
Get set up with a budget in YNAB
Translate your values into categories in your budget
Customize your budget use to fit your lifestyle and needs
Learn the habits of successful budgeters so that you can keep it going on your own
Prioritize the “jobs” for your money
Save for emergencies—both the real ones and the less real ones (yes, the holidays really do happen every year!)
Break the paycheck-to-paycheck cycle
Get out of debt—once and for all
Start to dream with your money
Are you ready to start spending, saving, and giving according to your values?
The monthly packages below are meant to give you an approximate feel for the packages I offer. When we meet, we will create a plan together that is tailored to your situation and needs for the month (coaching hours, sessions, remote vs. in-person, student pricing, etc).
All packages include the following:
A free discovery coaching session
Follow-up support via text and email
Brief troubleshooting calls to help you avoid getting stuck (about 15 min each)
Action steps you can take to move forward with your budget
Two extra free trial months with YNAB
During the discovery coaching session, we’ll go over your goals, pain points, and the basic methods behind YNAB that are best suited to help you get traction in your finances. It’s a great time for both of us to test out the coaching relationship!
Mondays 1-2:30pm Mountain
Tuesdays 10-12pm, 1:30-3pm Mountain
Wednesdays 7:30-9pm Mountain
Please know that I'm generally available for coaching:
Limited Time Discounted Pricing
Set Up & Premium Coaching Package
Coaching time - About 5 hrs over 4-6 sessions
Remote coaching - Included
Email - Included
Text - Included
Troubleshooting calls - Six
Your Investment:
About $800 $575 per month
Extra Coaching Package
Coaching time - About 3 hrs over 2-3 sessions
Remote coaching - Included
Email - Included
Text - Included
Troubleshooting calls - Four
Your Investment:
About $500 $350 per month
Basic Coaching Package
* For YNAB users with a set-up budget
Coaching time - About 90 min over 1-2 sessions
Remote coaching - Included
Email - Included
Text - Included
Troubleshooting calls - Two
Your Investment:
About $250 $200 per month
Messaging Package
* For YNAB users with a set-up budget
Email - Included
Text - Included
Troubleshooting calls - Two
Your Investment:
About $30 per month
FAQs
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Absolutely not! There are so many free resources directly from YNAB to get you started. They have a blog, support articles, a great YouTube channel, free live Q&A calls, and a support team you can contact directly through the app. Learn more here!
If you find you are getting stuck in set-up, need some extra accountability, or want to talk directly with an expert about your specific needs and situation, that’s where coaching comes in.
Simply send me an email with your name and phone number—I’ll reach out to you to schedule a free discovery session. From there, we can discuss together whether coaching might be a good fit for you!
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I work with clients new to YNAB for a minimum of two months. I’ve found that people need a few months to learn the YNAB method, set up their budget, learn budgeting skills, and start establishing solid habits that will set them up for success.
All clients will need a subscription to the YNAB software (about $15 per month or $100 per year—find current pricing here.) As your coach, I can give you an additional two free months to the YNAB-provided 34-day trial.
If you're a college student you get one year free!
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Existing clients are responsible for scheduling their coaching sessions and using them before the coaching period ends.
Please contact me as soon as possible if you need to reschedule or cancel your appointment. Sessions may be rescheduled by 9pm Mountain the day before. Otherwise, the session will be forfeited.
Two reschedules per month are allowed. Accommodation for an emergency may be provided at my discretion.
If I need to reschedule our appointment or change the venue, please be assured that I will do everything in my power to honor the benefits of your coaching package, regardless of the coaching period timeframe.
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Please understand that as a small business owner I do not offer refunds. If you have any questions please let me know.
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Financial coaching empowers you to achieve financial freedom. As a coach, I offer accountability, practical experience, and expertise regarding budgeting. I work with people to create a personal budget, pay down debt, and create financial habits that will help you spend, save, and give according to your values.
I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB-related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.
As a coach, I am not a financial advisor, counselor, or CPA. I am not licensed to give specific investment or tax advice.
Instead, I will help you through a series of sessions to develop a personalized budget tailored to your needs, lifestyle, and values. A coach can be the link between knowing what to do and actually getting it done. Ready to give it a try?
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Talking about finances can feel uncomfortable. But your finances are personal. I will keep them that way.
Are You Ready to Get Started?
I can’t wait to work with you! Simply send me an email with your name and phone number. I’ll be in touch with you shortly to schedule your free discovery session!